Returns the number of periods for an investment based on periodic, constant payments and a constant interest rate.
Ta funkcja działa w Arkuszach Google tak samo jak w Excelu — ta sama składnia i argumenty.
NPER(rate, pmt, pv, [fv], [type])The NPER function calculates the total number of payment periods required to reach a specific financial goal or pay off a loan. It assumes that payments are constant and the interest rate remains unchanged throughout the duration of the investment.
=NPER(0.05/12, -200, 10000)Wynik: 54.55
Calculates the number of months to pay off a $10,000 loan with a 5% annual interest rate and $200 monthly payments.
This usually happens if the payment amount is too low to cover the interest, making it impossible to reach the future value.