Returns the payment on the principal for a given period for an investment based on periodic, constant payments and a constant interest rate.
이 함수는 Google Sheets에서도 Excel과 동일하게 작동합니다 — 구문과 인수가 같습니다.
PPMT(rate, per, nper, pv, [fv], [type])The PPMT function calculates the principal portion of a loan payment for a specific period. It assumes that the interest rate and payment amounts remain constant throughout the life of the loan.
=PPMT(0.05/12, 1, 36, 10000)결과: -260.44
Calculates the principal portion of the first payment for a $10,000 loan at 5% annual interest over 36 months.
In Excel financial functions, cash outflows (payments) are represented as negative numbers.